The holiday wrappings and glitter are packed away, new calendars in place and regular activity resumed. The new year is still fresh and expectant. It’s a perfect time to think about where we were last year and where we hope to be at the end of this year. It will only take fifteen minutes to draw a road map of our hoped for destination for the coming year. Knowing where you intend to go will help make decisions and guide your actions during the coming year, reducing stress, as well as saving time and money. First, we need to figure out where we are. Take a moment to jot down your top accomplishments for the past year. Our financial advisor is always amazed each time we meet because this list is at the top of the paper work I hand him. He became so convinced of its importance that ... [Read More]